John Pugliano is the host of the investment podcast, the Wealthsteading Podcast, and is the founder and money manager at Investable Wealth, LLC. He has spent over 30 years studying and applying the habits of financially independent middle-class Americans. His circuitous path to financial independent included serving in the military as both enlisted and officer; a corporate career in sales; and finally a late blooming entrepreneur. John has an M.S. in Systems Management from the University of Southern California and a B.S. in Environmental Science & Engineering from Penn State. John and his wife Cheryl live in Utah and are the parents of six children.